Paying out
Paying for ads, software and services abroad without your card being declined - what the platforms require, and what your bank has to switch on first.
- 5causes to rule out before you blame the card
Why your card keeps getting declined paying for ads from Vietnam
Google's own Vietnam payment page names the causes: prepaid cards are refused for automatic payments, and banks have required KYC since Jan 2025.
- 1chance to pick how your ad account bills you - it is set on your first ad
The Facebook ads payment choice you only get to make once
Meta's own pages say the first payment method you add decides how your ad account bills you for good, and whether Momo and VNPay stay available.
- 30days to get verified - and Google says review alone can take up to 30
The 30-day clock on your Google Ads account, and what actually stops it
Google gives 30 days to verify, says the deadline cannot be extended, and review alone can take 30 more. What Vietnam submits, and the name trap.
Who is measuring
Phan Trong Hung — who reads the fee pages line by line so you do not have toI am based in Da Nang, Vietnam, and I get paid from abroad for a living — two years buying Meta ads for a client and running my own stores, which means moving money in and out of the country every month. This site is my working notes. I am not a banker and I have not opened every account here, so instead of asking you to take my word for anything, I quote the provider’s own published page, link it, and date it. If a number is not from first-hand use, the post says so.