Getting paid
Receiving money from foreign clients, marketplaces and stores when Stripe and PayPal do not fully work in your country - the routes, and what each costs.
- 0.99USD per withdrawal - the only withdrawal price Upwork puts a number on
How to get paid on Upwork: the timeline and every fee
Upwork publishes an exact price for one withdrawal route and no number at all for the other two. The full path from approved to in your bank, with each fee.
- 0.67%what Wise quoted to turn $1,000 into dong - Payoneer does not publish its equivalent
Payoneer vs Wise: which one actually keeps more of your moneyreview
Both let a US client pay you like a local. On $1,000 the gap is not in the headline fee - it is in the conversion, and only one of them publishes that number.
- 200places in PayPal's own country picker - Pakistan, Bangladesh and Turkey are not among them
PayPal is not available in my country. What actually works instead
PayPal's own country picker lists 200 places, and some big ones are missing. How to check yours in ten seconds, and what the alternatives cost on $1,000.
- $0 vs $6.11same money, different route
How money from a foreign client actually reaches you
The difference between a SWIFT wire and local account details, why one costs 7% and the other close to nothing, and who is shut out of USD details.
- -8.5%what PayPal takes on $1,000
What PayPal actually costs to receive $1,000 in Vietnam
PayPal Vietnam takes 4.40% plus a fixed fee to receive, a 3-4% conversion markup, and 60,000 VND to withdraw. Here is the total on a real $1,000.
- 0 of 46Stripe countries that include Vietnam
Stripe and Shopify Payments do not work in Vietnam
Stripe and Shopify Payments both exclude Vietnam. The current supported-country list from each, why the exclusion exists, and what sellers use.
Who is measuring
Phan Trong Hung — who reads the fee pages line by line so you do not have toI am based in Da Nang, Vietnam, and I get paid from abroad for a living — two years buying Meta ads for a client and running my own stores, which means moving money in and out of the country every month. This site is my working notes. I am not a banker and I have not opened every account here, so instead of asking you to take my word for anything, I quote the provider’s own published page, link it, and date it. If a number is not from first-hand use, the post says so.